We are a global technology company, home to more than 226,500+ people across 60 countries, delivering industry-leading capabilities centered around AI, digital, engineering, cloud and software, powered by a broad portfolio of technology services and products.
We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, High Tech, Semiconductor, Telecom and Media, Retail and CPG, Mobility and Public Services. Consolidated revenues as of for 12 months ending September 2025 totaled $14.2B.
Join HCLTech, one of India’s leading global technology and consulting firms, for an exciting walk-in drive for Mortgage Underwriter roles in Chennai. We’re looking for experienced professionals with strong analytical and compliance expertise in Australian, US, or UK mortgage underwriting. If you have a keen eye for detail and passion for financial risk assessment, this is your opportunity to grow with us.
DATE AND TIME:
Dates: 24th & 25th October 2025 (Friday & Saturday)
Time: 12:00 PM – 3:00 PM
Venue:
HCLTech – Sholinganallur
Elcot SEZ, Medavakkam High Road, Sholinganallur,
Chennai, Tamil Nadu – 600119
Contact: Dharani (HR SPOC)
JOB Details:
Role: Associate / Senior Executive – Mortgage Underwriting
Department: BFSI, Investments & Trading
Work Model: Work from Office (WFO)
Shift Timing: 6:00 AM – 4:00 PM (IST)
Industry: IT Services & Consulting
Employment Type: Full Time, Permanent
Role :
Role Category: BFSI, Investments & Trading – Other
Department: BFSI, Investments & Trading
Employment Type: Full Time, Permanent
Responsibilities
- Audit and review loan files for compliance and accuracy.
- Analyze applicants’ financial, employment, and credit information.
- Evaluate and apply the 4 Cs of Credit (Character, Capacity, Capital, Collateral).
- Ensure adherence to regulatory and company underwriting standards.
- Assess credit risk and determine loan approval or decline.
- Communicate effectively with external stakeholders and brokers.
- Review property valuations, income verification, and Loan-to-Value Ratio (LVR).
- Detect potential fraud and ensure responsible lending compliance.
Core Areas of Responsibility
- Loan Application Assessment
- Creditworthiness Evaluation
- Risk & Fraud Analysis
- Regulatory Compliance
- Property Valuation Review
- Loan Approval / Declination
Skills & Knowledge
- In-depth understanding of Australian, US, or UK mortgage regulations.
- Knowledge of APRA and ASIC guidelines (for AU domain).
- Strong analytical and financial assessment skills.
- Excellent written and verbal communication abilities.
- Attention to detail and sound time management.
- Prior experience in Mortgage Underwriting or Quality Control (3+ years).
- Experience working with onshore clients is an added advantage.
Qualifications:
Education: Bachelor’s or Master’s Degree (any discipline)
Experience: 3–8 years in Mortgage Underwriting (Australia, US, or UK domain preferred)
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