Supercharging progress, sustainably and responsibly” conveys our commitment to driving rapid and meaningful long term sustainable growth, while adopting a responsible and mindful approach in an accountable and transparent way.
Our goal is to demonstrate our dedication to creating a positive impact on the economy, society and the environment. Our Sustainability Report showcases our efforts both inside and outside of our organization. Internally, we continuously seek innovative ways to improve our operations, reduce our environmental impact and prioritize the well-being of our employees. Externally, we promote sustainable practices throughout our value chain and collaborate with communities, clients, partners and stakeholders. By promoting a culture of sustainability and responsibility, we strive to inspire and motivate our stakeholders to support our efforts. By engaging with like-minded entities, we aim to amplify our impact and work towards a shared vision of a sustainable future, responsibly.
DATE AND TIME:
- Date: 23rd & 24th January 2025
- Time: 11:00 AM – 2:00 PM
- Venue:
Tower 4, Elcot SEZ Special Economic Zone,
602/3, 138, Shollinganallur Village,
Shollinganallur-Medavakkam High Road,
Tambaram, Tamil Nadu, Kancheepuram (Dist),
Chennai, Tamil Nadu 600119. - Contact Persons: HR Priya & HR Pradeep
- Work Model: Work From Office (WFO)
JOB DESCRITION:
Position: Associate / Senior Executive
Domain: Australian Mortgage Underwriting
Shift: 7:00 AM – 5:00 PM (IST)
Location: Chennai
Responsibilities:
- Audit loans underwritten by credit officers to ensure compliance with bank policies and regulatory requirements.
- Assess financial position, creditworthiness, and adherence to lending guidelines.
- Evaluate risks associated with loan applications and provide approval or decline decisions.
- Engage with stakeholders, including brokers and lenders, via calls.
- Detect potential fraud and ensure accurate documentation review.
Skills
- In-depth knowledge of Responsible Lending Obligations, APRA, and ASIC regulations.
- Expertise in the 4 Cs of Credit and credit risk analysis.
- Strong attention to detail and problem-solving abilities.
- Communication and stakeholder management skills with a focus on positive rapport-building.
- Proficiency in loan origination systems and financial assessment.
Qualifications & Experience
- Bachelor’s or Master’s degree in any field.
- 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post-Close Underwriting (Australian, USA, or UK Mortgage domains).
- Proven experience as a Mortgage Underwriter or similar role.
- Strong understanding of lending regulations in Australia, the USA, or the UK.
- Ability to manage time effectively in a fast-paced environment.
- Documents to Carry:
- Updated Resume
- ID Proof for Gate Pass
- Why Join HCLTech?
- Work with one of the most renowned global IT service companies.
- Opportunities for career growth and exposure to international mortgage domains.
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