HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995.
On April 4, 2022 the merger of India€™s largest Housing Finance Company, HDFC Limited and the largest private sector bank in India, HDFC Bank was announced. HDFC Ltd, over the last 45 years has developed one of the best product offerings, making it a leader in the housing finance business. HDFC Bank enables seamless delivery of home loans as a part of its wide product suite catering to urban, semi urban and rural India.
As of March 31st, 2023, HDFC Bank€™s extensive network comprised of 7,821 branches and 19,727 ATMs / Cash Deposit & Withdrawal Machines (CDMs) across 3,811 cities / towns. HDFC Ltd.€™s distribution network comprising 737 outlets, which include 214 offices of HDFC Sales Private Limited stands amalgamated into the Bank€™s network. The Bank€™s international presence includes branches in 4 countries and 3 representative offices in Dubai, London and Singapore offering Home Loan products to Non-Resident Indians and Persons of Indian Origin
DATE AND TIME:
12th November , 10.30 AM – 1.00 PM
HDFC Bank. #28, The Ascent, First Floor Murugeshpalya, Old Airport Road Bengaluru – 560017 Date : 12th Nov’24 (Tuesday), Timing – 10:30 AM to 01:00 PM Concern Person : Abhai Srivastava
Contact – Abhai Srivastava
Women candidates preferred
Job description
Greeting from HDFC Bank!!
We have urgent opportunity of SBL Relationship Manager-RBB Bangalore
Job Locations: Bangalore ( Bagmane Tech Park )
Note: Candidates having 3+ years experience in Banking and Wealth Management need to apply.
Job Name PA (Business Unit) – SBL Relationship Manager-RBB
Job Title : RBB-SBL Relationship Manager
Business Unit (PA) : Retail Branch Banking
Team : Retail Branch Banking
Reports to (job) :Branch Manager / RBH (as applicable)
Location of role : Bangalore (EPIP)
Job Fn : Sales & Portfolio Management
Role Type: IC
Job Purpose
Responsible for demonstrating digital capabilities of the Bank to walk-in customer in and around the assigned Smart Banking Lobby with a view to address their banking queries / requirements through digital mode.
SBL RM is also responsible for including HNI customers into the Classic /Preferred / Imperia programme and offering them a superior customer experience to enhance the profitability of the relationship by increasing the relationship size, cross selling the right products, acquiring family a/cs , retaining, and enhancing the relationship.
To be a one-point contact for all his financial needs and services, thus enhancing current relationship value and wallet share which will further increase profitability from these relationships.
To assist in conducting joint Promotional Activities within the SBL catchment with a view to enhance portfolio size of the Smart Banking Lobby
Key Responsibility Areas : 6 8 Areas
Activities
Key Decision Making & Key Objectives Engagement
- SBL RM to take Key decisions associated with to day to day working of the mapped SBL , Customer contacts or outreach strategies , Promotional activities in and around the SBL etc
- Ensure all Key Objectives set by the Bank for SBL is met which includes Break-even of SBL , Monthly SBL targets , showcasing digital products and migrating customers digitally , Portfolio growth , Generate reference for setting up SBL and in sister concerns /associated Locations
Sales/ Revenue generation from SBL Catchment
(Non-portfolio Customers)
- Cross sell products to walk-in Clients in and around immediate catchment of the SBL including Liability , Asset , TPP , Cards etc
- Acquire family accounts of walk-in customers
- Promote and sell Straight Through Process (STP) products and Over the counter (OTC) products adopting a Service to Sale approach
- Generate reference for prospective Portfolio clients
- Actively take part and spear head promotional marketing activities conducted in SBL catchment to generate sales / Leads.
HNW Portfolio management within and nearby SBL (Acquiring, Enhancing, Deepening and Retention)
- Acquire new customers who meet product criteria
- Regular interaction with the customer to build rapport to understand and update the profile.
- Enhance the Overall value/book size of the portfolio
- Maintain the overall quality / hygiene parameters of the portfolio
- Cross selling products of the bank based on the customer need
- Joint calls being done along with Supervisor as per defined process
- Advisory services to be offered based on the requirement in coordination with PBG.
- Attrition control of customers
- Achieving MTD and YTD Revenue Targets
- Regularly meeting the Key people inside the catchment and increase their Banking relationship
Promotional Activities / Operations and Process management
- To conduct Promotional activities atleast once in a month in and around SBL Catchment to generate sales and Leads of potential customer
- Error free documentation for all account opening and all customer instructions
- Ensure KYC / AML norms are adhered to at all points of time
- Ensure Notices in the SBL are updated
- To ensure general upkeep of SBL and SBL signages
- To report to the supervisor on Business outcome and general update on SBL Business / Service issue (if any)
Increase in wallet share
- Look for opportunities to cross sell any other product of the Bank, to ensure that HDFC Bank is a one stop shop & solution for all banking needs of the Imperia Customer
- Sales to family members and associates (all network)
- Ensure that optimal levels of Income generating Product Group Holding (IPGH) is reached
Product Penetration & contribution towards focused product
- Ensure that an optimal level of Income generating Product Group Holding (IPGH) is reached.
- Enhance client’s Customer To Group ( CTG ) level
Customer Service (Portfolio + SBL walk-in)
- Ensure quality customer service is delivered to SBL customers and that customer queries and complaints are being resolved within TAT
- SBL Customers are informed about any regulatory or process change. Keep portfolio customers updated on program features.
- Ensure timely customer communication on requests and concerns raised.
- Proactive complaint management through feedback from customers.
- Promoting all direct banking channels and ensuring that the customer is utilizing the same
- Promoting WOW journeys and migrating customer to digital route for usage of products and services
- Ensure smooth transition of handover/takeover of the portfolio incase of a change
Educational Qualifications
Key Skills(examples listed below)
- Graduation
- Post-Graduation
Certifications:
- AMFI Certification
- IRDA Certification
- NCFM Certification (Optional)
- Sales and Influencing Skills
- Banking Product & Process Knowledge
- NRI Product and Regulatory Knowledge
- Planning and Organizing Skills
- Good Communication skills
- Knowledge of Competition & Current trends in financial Industry.
Experience Required:
- Minimum experience in years 2 to 6
- Exposure to Portfolio Management segment (Preferred)
Major Stakeholders(intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)
- Customers
- Branch Banking Team
- Regional / Local Marketing Team
- Operations
- Product Team
- Asset Team
- Treasury
- Credit
- Life / General and Health Insurance Partners
- AMCs
- HDFC Securities
Notes(Any specifications apart from all mentioned above, to be communicated for the role)
Please share updated resume on abhaikumar.srivastava@hdfcbank.com with following details
Current CTC :
Expected CTC :
Cureent Location :
Preferred Location :
Notice Period to join :
Note: Candidates having 3+ years experience in Banking and Wealth Management need to apply.
Interested candidates directly walk-in at HDFC Bank. #28, The Ascent, First Floor Murugeshpalya, Old Airport Road Bengaluru – 560017
Date : 12th Nov24 (Tuesday),
Timing – 10:30 AM to 01:00 PM
Concern Person : Abhai Srivastava
Warm Regards,
Abhai Srivastava
Talent Acquisition Partner – RBB South2Role:
Territory Sales Manager (B2C)Industry Type:
BankingDepartment:
Sales & Business DevelopmentEmployment Type:
Full Time, PermanentRole Category:
Retail & B2C Sales
Education:
Any Graduate
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