IDFC FIRST Bank is a leading private sector universal Bank in India. Our vision is to €build a world class bank in India, guided by ethics, powered by technology, and to be a force for social good€.
IDFC Bank was promoted by IDFC Ltd (est. 1997) which was a premier DFI renowned for financing India€™s infrastructure such as roads, ports, and power projects with a balance sheet of Rs. 75,337 crores. Capital First (est. 2012) was a successful technology led NBFC focused on financing consumer and MSME, with strong track record of growth profits and asset quality with a balance sheet of Rs. 27,351 crores. It has provided over 30 million loans & serves 60,000+ villages, cities and towns in India.
Our bank believes in making customer-first products and the first universal bank to offer monthly interest credit on savings accounts, first to announce ZERO FEES on Savings accounts, first to issue life-time free credit cards with no minimum spend conditions, first to offer dynamic and low APR rates, first to announce €never-expiring€ rewards points, and many more. Since the merger, IDFC FIRST Bank has successfully transformed from an infrastructure and corporate financing institution to a diversified retail led financial institution.
Mission: We want to touch the lives of millions of Indians in a positive way by providing affordable high-quality banking products and services to them.
DATE AND TIME:
DATE:3rd February
TIME:10.30 AM – 4.30 PM
VENUE:IDFC first bank, SIGNATURE PLAZA, 4TH FLOOR, PLOT NO J-1, MAITRE VIHAR ROAD, JAIDEV VIHAR, BHUBNESWAR 751024, KHURDA – 751023.
Contact – Saroj Kumar Mohapatra ( 9040001737 )
EXP:3 – 6 years
Salary:5.5-7 Lacs P.A.
Bhuvaneswar
Job description
Role & responsibilities
- Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms.
- Maintaining Credit TAT to ensure the growth of business.
- Delinquency management – Conducting Personal Visits to customers and doing root cause analysis of such cases.
- Conducting Random Visits in order to cross check the authenticity of the Contact point verifications.
- To manage post disbursement documents and partly disbursed cases.
- Maintaining credit MIS and various management reporting as required.
- Manage Audit compliance for the branch and support in other operational activities.
- Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary.
- Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
- Recommend process changes in order to improve service efficiency and quality across the assigned area.
- Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.
Education:
Any Graduate:
Any Postgraduate
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